You’ll find our blog to be a wealth of information, covering everything from local market statistics and home values to community happenings. That’s because we care about the community and want to help you find your place in it. Please reach out if you have any questions at all. We’d love to talk with you!
First step in buying a home is getting your finances in order. How much home can you afford, how much will you need for a down payment, and for closing costs.
To answer these questions, your best place to start is to consult with a loan officer, either at your local bank, credit union or mortgage lender. They can get you pre-approved for a loan that fits your budget.
Find a home that fits your needs and your lifestyle.
Make an offer, be sure to rely on your realtor to help you make an offer that is a good value based on the neighborhood and homes that have sold recently.
Get a home inspection. An offer to buy a home is contingent on the home being in good condition, anything negative found during a home inspection can be negotiated before you buy the home.
Home Appraisal. The home needs to be worth the price you are paying for it, so the appraiser works for the bank to make sure the value is there.
Paperwork. Did you know there would be tons of paperwork involved in buying a home? That's what the title company does, they gather all the paperwork, insure that the home has a clear title and then issues all the documents for transferring the title from the seller to the new owner.
Closing. At closing you will sign all the paperwork required to complete the sale. Then after the title has been recorded with the county you get the keys and move into your new home.
Reno's bike scene has been growing and now with even more trails and lots of things to do in Reno
you just might want to come check it out.
Reno was known for gambling and now today it is a whole lot more. The downtown area has seen new life with more and more tech companies relocating to the area, there are plenty of jobs and new home construction is on the rise.
With many floor plans to choose from
come see all the new homes in Sparks
When making a major purchase, like buying a home, you have plenty of options to consider. Like location, how many bedrooms and bathrooms, quality of the home, maybe yard size. But one of the first things to consider is price and what type of mortgage will be right for your budget.
Did you know that mortgage rates are not the same with all lenders? And you can save a lot of money when you shop around and compare rates, and the fees that each lender charges you, which can vary and affect your monthly payment by several hundred dollars.
In our constantly evolving real estate market it is wise to educate your self and find a lender you can trust that will be there to answer all your questions and provide valuable information on exactly what all the costs are involved in buying your new home.